Why You Need Knoxville Renters Insurance

Knoxville Renters Insurance

Knoxville Renters Insurance
Knoxville Renters Insurance is important to the safety of your belongings. While your landlord insures the apartment or rental home that you live in, your personal belongings are not covered under the landlord’s insurance policy. This means that if there was a fire, a burst pipe or a burglary of your apartment, you would have to replace all of your belongings out-of-pocket. Knoxville renters insurance covers the replacement of your personal items such as clothing, shoes, household items, furniture, and personal items such as toiletries and medication. If you have electronics, a collection of rare books or a closet full of designer clothing, renter’s insurance helps to protect you in an emergency situation.
The Benefits of Working With Our Independent Insurance Agency
When you are searching for an affordable Knoxville renters insurance policy, we are able to search through quotes from dozens of companies. We understand that your time is limited, which is why we offer you a comparison between the different insurance quotes that we have compiled for you. When you work with us, you do not only get one quote from one company. We represent some of the best companies that offer Knoxville renters insurance in Tennessee. Our independent insurance agency compiles quotes from many companies in order to get the best possible deal for you. This allows you to select the renters insurance quotes that provide the coverage you need at a price that you can afford.
How Getting Multiple  Insurance Quotes Saves You Money
Having multiple renters insurance quotes allows you to choose the best deal for your needs. You can compare the different features of the quotes that we provide to you. Some policies may provide you with reimbursement for a hotel stay if your rental unit is uninhabitable due to a fire, water leak or smoke damage. You will also be able to compare between different levels of reimbursement, actual replacement value of your damaged or destroyed goods and different situations that are covered, such as theft. We can help you to find a policy that provides you with peace of mind.
Getting a Knoxville Renters Insurance Quote
Let us help you to find the best Knoxville renters insurance policy for your situation in Tennessee. At IRM Insurance, our goal is to ensure that your belongings and financial future are protected. We invite you to call us at (865) 579-0500 today to get quotes for Knoxville Renters Insurance in Tennessee.

Continue Reading →

How To Find Affordable Renters Insurance in Farragut TN

renters insurance farragut tn

Nowadays we often find ourselves so busy that even important items on our to do list are set aside and forgotten about. Renters insurance is one of those items that could end up in this category. My advice to you is to not let that happen. We often don’t truly appreciate insurance until a tragedy occurs. It is at that moment that you will have a clear understanding of the value that renters insurance provides.  Quite simply, a Farragut renters insurance policy will help you rebuild your life.
Who needs renters insurance?
If you are a renter, you need renters insurance. It is pretty cut and dry. Without adequate coverage you could lose everything that you own and find yourself with no place to turn for help. There is a common misconception that your landlord’s insurance will cover your personal property, but that isn’t the case. In order to be protected you need to secure your own insurance policy.  When shopping for renters insurance in Farragut we recommend working with an independent insurance agency like ours.  IRM Insurance is a highly creditable independent insurance agency with a long standing in the community. One of the main benefits of working with an agency like IRM is the fact that we represent multiple top-rated insurance companies instead of just one. We are able to impartially shop the competition to find you the best deal.  Our independent status is only one of the many reasons that our agency is known as the place to go for Tennessee renters insurance quotes.
IRM Insurance has a highly trained, friendly team that is here to answer all of your questions surrounding Farragut TN renters insurance.  All you have to do is give us a ring.  You’ll be happy to know that we can assist you right over the phone in a matter of minutes.
Don’t allow yourself to fall into the trap of thinking that nothing bad will ever happen to you. It is quite common to feel that we are invincible and that we will never have a need for something like renters insurance. Unfortunately, there are many local residents that had this same feeling just prior to losing everything!  You’ll be happy to know that insurance for renters in Farragut Tennessee is actually quite expensive. The prices typically range from $10-20 dollars a month depending on the level of protection that you choose.  In addition to the actual coverage included in a renters insurance policy it also comes with peace of mind. It is hard to put a price on that!
Tips To Consider:

Purchase adequate coverage. What would it cost to replace all of your personal property?
Understand what you are purchasing. Our agency can walk you through all of your options.
Gain a clear understanding of what is covered and what isn’t.
Deductibles: choose a deductible that you can afford to pay out of pocket.

There are a variety of ways to purchase insurance coverage, but we highly recommend speaking live with an agent. This will give you an opportunity to get all of your questions answered.  Here at IRM Insurance we place a priority on finding our clients the highest level of protection for the lowest price.
Give our agency a call today and enjoy the peace of mind that comes with knowing you are protected.  You can reach us at (865) 579-0500.

Continue Reading →